Specializing in Medicare Supplements offering a wide range of options from many carriers to help you find the best fit and guidance in navigating Medicare rules. It is important to understand the choices you have in plans.
Medicare ABC's - Get the best prices on Part C Medicare Supplements, Medicare Advantage / Special Needs and Part D Drug plans. Let me help you find the best Medicare insurance plan to meet your needs and budget. I am here to offer my knowledge and advice without cost or obligation.
Special Needs Plans (SNP) are Medicare Advantage (MA) coordinated care plans (CCP) specifically designed to provide targeted care and limit enrollment to special needs individuals. They include: Chronic Condition SNP (C-SNP), Dual Eligible SNP (D-SNP) and Institutional SNP (I-SNP). Plans called "dual", "full dual" or "dual eligible" are plans designed for people who qualify for both Medicare and Medicaid (Medi-Cal in CA) at the same time. These plans include all Medicare Part A (hospital stay) and Part B (doctor visit) benefits and Part D (prescription drug coverage). For people with limited income, a Limited Income Subsidy (LIS) plan may offer "Extra Help" and better health care coverage than Original Medicare and a separate Part D plan.
|How Medicare A & B works and costs||Part A primarily covers inpatient hospital, skilled nursing facility care and home health care
Part B (Medical Insurance) covers the doctors to 80%* You will be amazed what also is not covered.
|Learn about Prescription Drug terms "The Donut Hole", Total Drug Costs & Catastrophic Care||This is where Medicare gets YOU and costs can add up very quickly!|
|Medicare Annual Enrollment Period||Annual Enrollment is 10/15 - 12/07|
|Medicare Advantage Open Enrollment||Open Enrollment is 01/01 - 03/31|
|Social Security Medicare Resources||Medicare Information|
|Extra Help with Medicare Prescription Drug Plan Costs||What help can I receive?|
|Medicare Income-Related IRMAA Monthly Adjustment Form||Life-Changing Event, (Form SSA-44)|
|How to avoid Medicare penalties||You are late if you did not join within 3 months after your Medicare Part A or Part B becomes effectivee and/or 63 consecutive days without having drug coverage.|
|How Medicare and Medi-cal work together||Medicaid (Medi-Cal in CA) pays for your Medicare copayments and deductibles|
|Prescription drug plans||Learn about premiums, deductables and copays|
|Original Medicare limitations||You may be able to keep your employer health plan and enroll in Medicare.|
|Employer vs Medicare coverage||Check first with your HR benefits administrator|
Health plans include a variety of options designed to fit your budget and lifestyle.
A free fitness program provided by dozens of insurance plans. 1 in 5 people 65 and older is eligible. SilverSneakers® includes unlimited access to every participating gym and fitness center in the network. That’s a gym membership at more than 14,000 locations with unrestricted access to EVERY location. Weights, treadmills, pools and other amenities are included.
Affordable dental insurance plans that are easy to smile about. Plans cover preventive care like regular cleanings, exams and X-rays, and also procedures like fillings, crowns, and root canals.
You'll find money-saving benefits on everything from eye exams to glasses and contacts.
Access to quality, affordable hearing aids. Depending on your plan, you can reduce your out-of-pocket costs by using your hearing aid benefit, hearing aid allowance, or discounted hearing aid program
Transportation benefit lets you take advantage of a free, convenient service to get to and from where you need to go. Depending on your plan, you can schedule a set number of rides each year, and reserve rides
You can contact a 24-Hour Tele-Doc or Nurse Advice Hotline. Benefit might have a $0 Copay.
Personal Emergency Response System (PERS) benefit. You and your loved ones can have peace of mind that help is just a push of a button away if you were to have a medical emergency while at home or out.
Including podiatry, acupuncture, respite care, home delivery meals and travel benefits
See other insurance plans in your area, such as Dental & Vision etc . Compare, then self enrollMEDICARE Health Plan Self Enrollment HUMANA Dental & Vision Plans Self Enrollment   ANTHEM Dental Plans Self Enrollment